Coverage & Benefits

Whether it’s health, disability or life, you have many insurance options available to you. As experts in individual plans, we give you the information you need to make sound decisions.

Health

If you don’t have access to a company-sponsored health insurance plan and are looking into coverage, be aware that the eligibility requirements for individual plans are different from group plans. With a group policy, you cannot be denied coverage, even if you have a pre-existing condition. But with individual plans, the carriers have strict underwriting guidelines, and deny coverage for a variety of reasons.

At The Greer Agency, we work to eliminate the stress of finding the right healthcare coverage for you and your family. We represent the top individual health insurance carriers and can explain the options they offer, including any restrictions and pricing considerations. By understanding your personal situation, we can find a policy that best meets your needs.

Disability

While many people appreciate the importance of life insurance, they often minimize a far greater risk – disability. Did you know that approximately one out of seven people who are between the ages of 35-65 can expect to become disabled for five years or longer? If an accident or illness left you unable to work for an extended period of time, could you manage it financially? Don’t play the odds. Talk to us about the options available for short and long-term disability plans.

Life Insurance

You know you need life insurance but you don’t know how much. Or you want to better understand the factors that determine how your policy is underwritten. Whatever the question, when it comes to life insurance, The Greer Agency knows the answer. We’ve been providing life insurance solutions to companies and individuals since 1964. Let us help you protect your family’s future.